Services

BROKERAGE SERVICES – SALE & PURCHASE

We are operating mostly in the Valais and, as intermediary between the seller and the buyer, our job is not only to make the property appealing to buyers, but also to appraise it at its fair value. Our platform and our expertise is at your disposal, whether you want to acquire a property or to put it on the market.

SALE

We will help you establish an effective strategy to sell your property. We will offer you an exclusive or a non-exclusive “sale brokerage agreement” that takes into account the following elements:

·       Your needs: schedule, budget, special conditions.

·       The sale price, taking into account the market prices.

·       Home staging through remodeling, redesign…

·       Home staging through our HDR pictures (magazine-like photographs)

·       Creation of a sale brief, a sale leaflet… in French/German/English

·       Access to our sales network: partner agencies, real estate portals, social medias, local, regional or international press.

·       Selection and handling of prospective buyers  in French/German/English

·       Home showings

·       Advices and support to close the sale: the legal and financial elements of the deal.

·       Drawing up all the paperwork for the notary of your choice.

PURCHASE

We will help you assess the characteristics of your future property, taking into account:

·       Your needs and your desires

·       The area/region that you want

·        The budget and financing

Main residence

·       You need 20% of down payment (including 10% in cash = cannot be withdrawn from your pension funds).

·       The closing costs are about 5%, not covered by the mortgage.

·       The cost of the mortgage (interests + amortization + maintenance expenses) may not exceed 1/3 of your gross income.

·       You cannot secure a mortgage covering 80% of the price of the property unless the purchase price is equal to the appraisal made by the bank that you will select.

Secondary residence

·       You need 30% of down payment

·       The closing costs are about 5%, not covered by the mortgage.

·       The cost of the mortgage (interests + amortization + maintenance expenses) may not exceed 1/3 of your gross income.

·       You cannot secure a mortgage unless the purchase price is equal to the appraisal made by the bank that you will select.